Welcome to XOA TAX. By using our website and services, you agree to comply with and be bound by the following Terms of Service and Privacy Policy. Please review these terms carefully. If you do not agree with these terms, you should not use our site or services.
PART I: TERMS OF SERVICE
1. Acceptance of Agreement By accessing this website, utilizing our accounting, bookkeeping, fractional CFO, or tax services, or engaging with our platform, you agree to the terms and conditions outlined in this Agreement.
2. Description of Services XOA TAX provides professional accounting, tax planning, business formation, and advisory services. While we strive to provide accurate and up-to-date guidance, the content on this website does not constitute official legal or financial advice until a formal client-CPA agreement is signed.
3. User Responsibilities To provide accurate tax and accounting services, users must provide truthful, complete, and current financial information. XOA TAX is not liable for any penalties, fees, or issues arising from inaccurate, falsified, or incomplete information provided by the user.
4. Limitation of Liability XOA TAX, its partners, and its employees shall not be held liable for any indirect, incidental, special, or consequential damages arising out of the use or inability to use our services or website.
5. Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
PART II: PRIVACY POLICY
At XOA TAX, we understand that as a CPA and accounting firm, we are entrusted with your most sensitive financial and personal data. Your privacy and the security of your data are our highest priorities.
1. Information We Collect To provide our services, we may collect the following types of information:
- Personal Identification Information: Name, email address, phone number, physical address, and Social Security Number (SSN) or Employer Identification Number (EIN).
- Financial Information: Bank statements, income records, tax documents, payroll information, and other business financial data necessary for tax preparation and accounting.
- Usage Data: Standard web analytics, including IP addresses, browser types, and interactions with our website.
2. How We Use Your Information We use your data exclusively for the following purposes:
- To prepare and file your personal and business taxes.
- To provide bookkeeping, managed accounting, and fractional CFO services.
- To communicate with you regarding your accounts, inquiries, and tax-related deadlines.
- To comply with local, state, and federal legal obligations.
3. Strict Protection Against Third-Party Selling We deeply respect your privacy. XOA TAX will never sell, rent, lease, or trade your personal or financial information to any third party for marketing, advertising, or other purposes. Your data remains strictly between you and XOA TAX, shared only with government tax authorities (e.g., the IRS, state franchise tax boards) when legally required to file your authorized returns.
4. Strict Prohibition on AI Model Training While we utilize modern technology to streamline our internal workflows and provide you with better insights, we draw a strict line regarding your personal data. We will never process, scrape, or provide your personal information, financial data, or business documents to train, fine-tune, or develop any Artificial Intelligence (AI) models, Large Language Models (LLMs), or machine learning algorithms. Your data is used exclusively to service your account and will never become part of any external or internal AI training dataset.
5. Data Security We implement bank-level, state-of-the-art security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. We utilize secure file portals, encrypted communications, and rigorous internal access controls.
6. Your Rights Depending on your jurisdiction (such as under the CCPA in California), you have the right to request access to the personal data we hold about you, request corrections to any inaccuracies, and request the deletion of your data, provided it does not conflict with IRS data retention requirements for CPA firms.
7. Contact Us If you have any questions, concerns, or requests regarding this Terms and Privacy Policy, please contact us:
XOA TAX
- Costa Mesa Office: 940 South Coast Drive, Suite 205, Costa Mesa, CA 92626
- Irvine Office: 2211 Michelson Dr, Irvine, CA 92612
- Email: [email protected]
- Phone: (714) 594-6986
