New Hampshire residents pay no personal income or sales taxes, this lends the state a positive image. It partially makes up for it with New Hampshire property taxes, which are the fourth highest in the United States at 1.77%.
In respect to average property tax payments, New Hampshire’s property taxes are among the top three in the country. New Hampshire homeowners pay a median property tax of $6,097.
How the New Hampshire Property Tax Works
New Hampshire imposes both state and local property taxes. In fact, a single property can pay a maximum of four distinct property taxes: a county tax, a town tax, a local school tax, and a state education tax.
Local assessors undertake annual appraisals to establish the amount upon which taxes should be based. The purpose of these appraisals is to determine the total market worth of the property. Assessors do not typically visit properties. They employ mass appraisal methodologies to calculate property values according to market and property information.
The method of assessment is inherently not perfect, and New Hampshire acknowledges that different localities have slightly varying appraisal methodologies. To account for appraisal variations, the state equalizes values across counties. This entails adding a ratio to the property’s market value in order to balance property values across all areas. That ratio is used to calculate the state education tax rate, that varies by city, as detailed below.
Owners that disagree with their property’s assessment may file an abatement request. In most cases, this will result in a valuation review and a possible tax refund.
Find out more: Publication 530 (2023), Tax Information for Homeowners | Internal Revenue Service
What are the New Hampshire Property Tax Rates?
In New Hampshire, tax rates are determined by the state and several municipal governments. Towns, school districts, and counties all establish their own rates based on financial constraints. Tax rates are represented in mills, with one mill representing $1 of tax for every $1,000 of assessed property value.
Because mill rates vary so considerably between counties and towns, it’s simplest to compare property taxes using effective property tax rates rather than mill rates. Effective property tax rates are calculated as a percentage of home value.
| County | Median Home Value | Median Annual Property Tax Payment | Average Effective Property Tax Rate |
| Adams | $137,700 | $2,192 | 1.59% |
| Antelope | $82,100 | $1,071 | 1.30% |
| Arthur | $129,200 | $1,463 | 1.13% |
| Banner | $172,900 | $1,804 | 1.04% |
| Blaine | $77,700 | $1,250 | 1.61% |
| Boone | $131,700 | $1,387 | 1.05% |
| Box Butte | $129,200 | $2,038 | 1.58% |
| Boyd | $85,000 | $1,189 | 1.40% |
| Brown | $85,100 | $1,148 | 1.35% |
| Buffalo | $185,300 | $2,844 | 1.53% |
| Burt | $104,900 | $1,511 | 1.44% |
| Butler | $127,200 | $1,561 | 1.23% |
| Cass | $195,500 | $3,189 | 1.63% |
| Cedar | $121,800 | $1,389 | 1.14% |
| Chase | $139,200 | $1,679 | 1.21% |
| Cherry | $124,900 | $1,460 | 1.17% |
| Cheyenne | $98,700 | $1,917 | 1.94% |
| Clay | $102,500 | $1,571 | 1.53% |
| Colfax | $92,900 | $1,287 | 1.39% |
| Cuming | $129,100 | $1,629 | 1.26% |
| Custer | $116,900 | $1,514 | 1.30% |
| Dakota | $131,400 | $2,354 | 1.79% |
| Dawes | $125,200 | $1,746 | 1.39% |
| Dawson | $113,700 | $1,854 | 1.63% |
| Deuel | $89,800 | $1,312 | 1.46% |
| Dixon | $100,000 | $1,479 | 1.48% |
| Dodge | $137,100 | $2,173 | 1.58% |
| Douglas | $180,000 | $3,892 | 2.16% |
| Dundy | $76,900 | $884 | 1.15% |
| Fillmore | $89,200 | $1,306 | 1.46% |
| Franklin | $77,100 | $1,019 | 1.32% |
| Frontier | $111,100 | $1,551 | 1.40% |
| Furnas | $73,700 | $997 | 1.35% |
| Gage | $124,100 | $1,944 | 1.57% |
| Garden | $77,100 | $1,044 | 1.35% |
| Garfield | $106,000 | $1,383 | 1.30% |
| Gosper | $165,500 | $1,919 | 1.16% |
| Grant | $72,500 | $1,012 | 1.40% |
| Greeley | $74,200 | $1,147 | 1.55% |
| Hall | $153,800 | $2,507 | 1.63% |
| Hamilton | $163,900 | $1,796 | 1.10% |
| Harlan | $113,900 | $1,461 | 1.28% |
| Hayes | $81,000 | $1,204 | 1.49% |
| Hitchcock | $75,900 | $1,005 | 1.32% |
| Holt | $126,000 | $1,512 | 1.20% |
| Hooker | $94,000 | $1,149 | 1.22% |
| Howard | $155,300 | $1,970 | 1.27% |
| Jefferson | $98,600 | $1,395 | 1.41% |
| Johnson | $104,700 | $1,593 | 1.52% |
| Kearney | $162,200 | $1,994 | 1.23% |
| Keith | $135,000 | $1,935 | 1.43% |
| Keya Paha | $65,000 | $918 | 1.41% |
| Kimball | $80,500 | $1,691 | 2.10% |
| Knox | $92,300 | $1,253 | 1.36% |
| Lancaster | $190,000 | $3,780 | 1.99% |
| Lincoln | $153,200 | $2,480 | 1.62% |
| Logan | $107,900 | $1,516 | 1.41% |
| Loup | $82,200 | $874 | 1.06% |
| McPherson | $78,900 | $1,146 | 1.45% |
| Madison | $155,200 | $2,203 | 1.42% |
| Merrick | $119,900 | $1,691 | 1.41% |
| Morrill | $103,200 | $1,409 | 1.37% |
| Nance | $78,400 | $1,145 | 1.46% |
| Nemaha | $97,200 | $1,495 | 1.54% |
| Nuckolls | $73,900 | $915 | 1.24% |
| Otoe | $145,100 | $2,336 | 1.61% |
| Pawnee | $71,400 | $1,103 | 1.54% |
| Perkins | $118,400 | $1,327 | 1.12% |
| Phelps | $139,900 | $1,935 | 1.38% |
| Pierce | $134,500 | $1,618 | 1.20% |
| Platte | $159,500 | $2,319 | 1.45% |
| Polk | $117,600 | $1,437 | 1.22% |
| Red Willow | $113,600 | $1,601 | 1.41% |
| Richardson | $73,700 | $1,049 | 1.42% |
| Rock | $92,100 | $1,138 | 1.24% |
| Saline | $120,800 | $1,864 | 1.54% |
| Sarpy | $211,400 | $4,614 | 2.18% |
| Saunders | $171,600 | $2,757 | 1.61% |
| Scotts Bluff | $130,400 | $1,996 | 1.53% |
| Seward | $172,900 | $2,526 | 1.46% |
| Sheridan | $78,200 | $1,242 | 1.59% |
| Sherman | $91,000 | $1,361 | 1.50% |
| Sioux | $108,800 | $1,551 | 1.43% |
| Stanton | $129,200 | $1,767 | 1.37% |
| Thayer | $69,900 | $945 | 1.35% |
| Thomas | $120,000 | $1,430 | 1.19% |
| Thurston | $77,700 | $1,276 | 1.64% |
| Valley | $110,500 | $1,671 | 1.51% |
| Washington | $204,900 | $3,231 | 1.58% |
| Wayne | $144,100 | $2,023 | 1.40% |
| Webster | $74,600 | $1,229 | 1.65% |
| Wheeler | $96,900 | $845 | 0.87% |
| York | $135,600 | $1,757 | 1.30% |
Source: SmartAsset
Hillsborough County
Hillsborough County being New Hampshire’s most populated county, with about 420,000 people. Its largest city, Manchester, is also the state’s largest. Manchester’s total tax rate being 18.24 mills. Hillsborough County’s average effective property tax rate is 2.23%.
Rockingham County
Owners in southeast New Hampshire’s Rockingham County pay a couple of the state’s highest annual property taxes. Rockingham County’s average annual property tax payment is $6,890. That is about $800 higher than the state average and nearly three times the national average, at $2,795.
Merrimack County
Merrimack County, located in central New Hampshire and north of Hillsborough County, possesses the fourth-highest property tax rate among the state’s ten counties. Merrimack County’s median effective property tax rate is 2.52 percent.
Merrimack County’s largest city is Concord. The overall mill rate in Concord is roughly 25.89 mills. More over half went to school. The municipality collected almost 15 mills for schools, while the county collected 1.21.
Strafford County
Strafford County sits in eastern New Hampshire, bordering Maine. It includes the metropolitan areas of Dover and Rochester. Strafford County’s median effective property tax rate is 2.56 percent. At that rate, property taxes on a $200,000 home would be $5,120 per year.
Where to Go for New Hampshire Property Tax Help
Get your tax done right with your own tax advisors! From sales tax to the complex New Hampshire property tax, we can handle it all and relieve your burden. Assess your tax situation today with an expert for free.
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