Texas property tax rate is among the highest in the United States, with an average effective rate of 1.60%. Compare this to the current national average of 0.99%. Texas homeowners spend an average of $3,797 in property taxes each year.
These taxes are local governments’ principal source of revenue, funding services such as schools, water systems, and law enforcement. Texas has around 4,000 local bodies authorized to collect property taxes. This contains all cities, counties, and school districts.
Texas Property Highlights
County appraisal districts in Texas conduct annual appraisals of residential properties. The appraisal districts are in charge of calculating the current market value of all property in the county, which is then used to calculate tax payments. Disagreements concerning any conclusions are taken before an assessment review board comprised of local individuals.
Homes are valued at the start of each year, and appraisal review board hearings typically begin in May. Tax bills are mailed out beginning October 1 and are payable on January 31 of the following year.
Nevertheless, only school districts are obligated to provide this exemption (other taxing districts have the freedom to do so). So, if your home is worth $150,000 and you have the homestead exemption, the school district tax rate is restricted to $125,000 of your property’s value.
Persons over the age of 65 or who are disabled are eligible for an additional $10,000 exemption. Similar to the homestead exemption, only school districts are required to provide this exemption.
Read more: Publication 530 (2023), Tax Information for Homeowners | Internal Revenue Service
What are the Texas Property Tax Rates?
Texas property tax rates are revised each year when appraisers have examined all of the county’s properties. They are determined using the total property value and overall revenue requirement. In a given location, however, they rarely fluctuate dramatically from year to year.
Texas property taxes are calculated as a proportion of each home’s appraised value. So, for instance, if your total tax rate is 1.5% and your home is worth $100,000, you will pay $1,500 in annual property taxes.
Here are the Texas property tax rates, by county:
| County | Median Home Value | Median Annual Property Tax Payment | Average Effective Property Tax Rate |
| Anderson | $110,000 | $1,507 | 1.37% |
| Andrews | $153,200 | $1,974 | 1.29% |
| Angelina | $110,500 | $1,760 | 1.59% |
| Aransas | $183,200 | $2,103 | 1.15% |
| Archer | $152,000 | $2,253 | 1.48% |
| Armstrong | $156,100 | $2,078 | 1.33% |
| Atascosa | $106,000 | $1,715 | 1.62% |
| Austin | $197,200 | $2,765 | 1.40% |
| Bailey | $75,200 | $1,648 | 2.19% |
| Bandera | $202,000 | $2,056 | 1.02% |
| Bastrop | $199,300 | $3,802 | 1.91% |
| Baylor | $69,100 | $990 | 1.43% |
| Bee | $88,700 | $1,139 | 1.28% |
| Bell | $153,500 | $3,365 | 2.19% |
| Bexar | $171,200 | $4,024 | 2.35% |
| Blanco | $261,300 | $2,738 | 1.05% |
| Borden | $156,300 | $782 | 0.50% |
| Bosque | $135,500 | $1,428 | 1.05% |
| Bowie | $123,200 | $1,776 | 1.44% |
| Brazoria | $213,100 | $4,315 | 2.02% |
| Brazos | $217,700 | $4,717 | 2.17% |
| Brewster | $171,700 | $2,321 | 1.35% |
| Briscoe | $72,500 | $745 | 1.03% |
| Brooks | $64,200 | $647 | 1.01% |
| Brown | $109,500 | $1,434 | 1.31% |
| Burleson | $126,500 | $1,421 | 1.12% |
| Burnet | $203,300 | $2,726 | 1.34% |
| Caldwell | $147,200 | $2,315 | 1.57% |
| Calhoun | $117,400 | $1,538 | 1.31% |
| Callahan | $100,000 | $1,139 | 1.14% |
| Cameron | $89,700 | $1,852 | 2.06% |
| Camp | $109,400 | $1,455 | 1.33% |
| Carson | $108,700 | $1,473 | 1.36% |
| Cass | $91,100 | $1,150 | 1.26% |
| Castro | $83,300 | $1,328 | 1.59% |
| Chambers | $224,400 | $2,865 | 1.28% |
| Cherokee | $111,600 | $1,476 | 1.32% |
| Childress | $86,800 | $1,675 | 1.93% |
| Clay | $110,000 | $1,685 | 1.53% |
| Cochran | $38,000 | $646 | 1.70% |
| Coke | $74,100 | $1,188 | 1.60% |
| Coleman | $83,100 | $1,080 | 1.30% |
| Collin | $337,200 | $6,750 | 2.00% |
| Collingsworth | $57,500 | $1,002 | 1.74% |
| Colorado | $131,400 | $1,839 | 1.40% |
| Comal | $293,600 | $4,698 | 1.60% |
| Comanche | $110,900 | $1,770 | 1.60% |
| Concho | $107,700 | $1,352 | 1.26% |
| Cooke | $166,700 | $2,416 | 1.45% |
| Coryell | $120,700 | $2,507 | 2.08% |
| Cottle | $44,000 | $623 | 1.42% |
| Crane | $89,000 | $1,253 | 1.41% |
| Crockett | $102,200 | $381 | 0.37% |
| Crosby | $61,300 | $1,157 | 1.89% |
| Culberson | $63,700 | $844 | 1.32% |
| Dallam | $95,000 | $1,336 | 1.41% |
| Dallas | $193,900 | $4,306 | 2.22% |
| Dawson | $80,100 | $1,204 | 1.50% |
| Deaf Smith | $91,800 | $1,355 | 1.48% |
| Delta | $107,600 | $1,231 | 1.14% |
| Denton | $297,100 | $6,384 | 2.15% |
| DeWitt | $121,900 | $1,327 | 1.09% |
| Dickens | $53,100 | $630 | 1.19% |
| Dimmit | $61,300 | $674 | 1.10% |
| Donley | $70,200 | $1,191 | 1.70% |
| Duval | $61,800 | $567 | 0.92% |
| Eastland | $82,600 | $1,075 | 1.30% |
| Ector | $147,900 | $2,256 | 1.53% |
| Edwards | $71,800 | $883 | 1.23% |
| El Paso | $214,500 | $4,280 | 2.00% |
| Ellis | $126,500 | $3,268 | 2.58% |
| Erath | $166,300 | $2,454 | 1.48% |
| Falls | $76,900 | $1,187 | 1.54% |
| Fannin | $139,200 | $1,790 | 1.29% |
| Fayette | $193,200 | $2,112 | 1.09% |
| Fisher | $63,900 | $1,001 | 1.57% |
| Floyd | $70,300 | $916 | 1.30% |
| Foard | $48,500 | $755 | 1.56% |
| Fort Bend | $277,600 | $6,337 | 2.28% |
| Franklin | $144,300 | $1,784 | 1.24% |
| Freestone | $116,800 | $1,374 | 1.18% |
| Frio | $86,000 | $1,372 | 1.60% |
| Gaines | $141,200 | $2,153 | 1.52% |
| Galveston | $212,600 | $4,089 | 1.92% |
| Garza | $78,200 | $1,129 | 1.44% |
| Gillespie | $311,300 | $3,325 | 1.07% |
| Glasscock | $303,300 | $1,204 | 0.40% |
| Goliad | $129,000 | $1,340 | 1.04% |
| Gonzales | $113,700 | $1,465 | 1.29% |
| Gray | $79,800 | $1,135 | 1.42% |
| Grayson | $152,400 | $2,933 | 1.92% |
| Gregg | $144,300 | $2,083 | 1.44% |
| Grimes | $163,200 | $1,964 | 1.20% |
| Guadalupe | $207,700 | $3,742 | 1.80% |
| Hale | $84,500 | $1,269 | 1.50% |
| Hall | $59,900 | $911 | 1.52% |
| Hamilton | $123,600 | $1,741 | 1.41% |
| Hansford | $111,300 | $1,656 | 1.49% |
| Hardeman | $53,100 | $796 | 1.50% |
| Hardin | $135,600 | $1,486 | 1.10% |
| Harris | $189,400 | $4,042 | 2.13% |
| Harrison | $137,200 | $1,830 | 1.33% |
| Hartley | $179,200 | $2,259 | 1.26% |
| Haskell | $60,500 | $719 | 1.19% |
| Hays | $258,000 | $6,011 | 2.33% |
| Hemphill | $180,300 | $1,902 | 1.05% |
| Henderson | $120,700 | $1,625 | 1.35% |
| Hidalgo | $90,000 | $1,959 | 2.18% |
| Hill | $112,200 | $1,700 | 1.52% |
| Hockley | $92,900 | $1,552 | 1.67% |
| Hood | $208,700 | $2,639 | 1.26% |
| Hopkins | $119,600 | $1,656 | 1.38% |
| Houston | $107,500 | $1,209 | 1.12% |
| Howard | $103,500 | $1,396 | 1.35% |
| Hudspeth | $54,500 | $639 | 1.17% |
| Hunt | $135,800 | $2,683 | 1.98% |
| Hutchinson | $81,600 | $1,388 | 1.70% |
| Irion | $122,000 | $1,379 | 1.13% |
| Jack | $95,200 | $1,702 | 1.79% |
| Jackson | $110,100 | $1,502 | 1.36% |
| Jasper | $105,200 | $1,212 | 1.15% |
| Jeff Davis | $134,800 | $1,351 | 1.00% |
| Jefferson | $120,300 | $2,268 | 1.89% |
| Jim Hogg | $77,000 | $736 | 0.96% |
| Jim Wells | $76,900 | $1,052 | 1.37% |
| Johnson | $168,500 | $3,134 | 1.86% |
| Jones | $80,800 | $1,238 | 1.53% |
| Karnes | $109,500 | $1,114 | 1.02% |
| Kaufman | $195,400 | $4,336 | 2.22% |
| Kendall | $378,500 | $4,870 | 1.29% |
| Kenedy | – | $253.00 | |
| Kent | $64,700 | $253 | 0.39% |
| Kerr | $193,900 | $2,412 | 1.24% |
| Kimble | $151,700 | $1,795 | 1.18% |
| King | $22,800 | $508 | 2.23% |
| Kinney | $82,000 | $933. | 1.14% |
| Kleberg | $98,500 | $1,830 | 1.86% |
| Knox | $43,300 | $848 | 1.96% |
| La Salle | $108,500 | $1,385 | 1.28% |
| Lamar | $67,900 | $854 | 1.26% |
| Lamb | $166,500 | $2,429 | 1.46% |
| Lampasas | $84,000 | $882 | 1.05% |
| Lavaca | $171,000 | $1,615 | 0.94% |
| Lee | $162,800 | $1,993 | 1.22% |
| Leon | $120,300 | $821 | 0.68% |
| Liberty | $115,300 | $1,751 | 1.52% |
| Limestone | $115,400 | $1,445 | 1.25% |
| Lipscomb | $106,700 | $1,545 | 1.45% |
| Live Oak | $106,200 | $915 | 0.86% |
| Llano | $235,700 | $2,124 | 0.90% |
| Lubbock | $149,200 | $3,032 | 2.03% |
| Lynn | $89,900 | $1,538 | 1.71% |
| Madison | $96,300 | $1,272 | 1.32% |
| Marion | $152,700 | $2,973 | 1.95% |
| Martin | $111,300 | $1,240 | 1.11% |
| Mason | $113,200 | $1,688 | 1.49% |
| Matagorda | $98,200 | $700 | 0.71% |
| Maverick | $145,700 | $1,491 | 1.02% |
| McCulloch | $219,900 | $1,919 | 0.87% |
| McLennan | $128,100 | $1,618 | 1.26% |
| McMullen | $100,900 | $1,494 | 1.48% |
| Medina | $151,600 | $2,062 | 1.36% |
| Menard | $87,300 | $1,344 | 1.54% |
| Midland | $233,200 | $3,303 | 1.42% |
| Milam | $111,900 | $1,495 | 1.34% |
| Mills | $141,700 | $1,287 | 0.91% |
| Mitchell | $67,900 | $1,326 | 1.95% |
| Montague | $120,100 | $1,419 | 1.18% |
| Montgomery | $248,100 | $5,065 | 2.04% |
| Moore | $113,100 | $1,533 | 1.36% |
| Morris | $92,100 | $999 | 1.08% |
| Motley | $60,000 | $680 | 1.13% |
| Nacogdoches | $137,300 | $1,401 | 1.02% |
| Navarro | $109,700 | $1,674 | 1.53% |
| Newton | $80,700 | $796 | 0.99% |
| Nolan | $80,300 | $1,317 | 1.64% |
| Nueces | $148,100 | $3,009 | 2.03% |
| Ochiltree | $104,300 | $1,523 | 1.46% |
| Oldham | $103,800 | $1,750 | 1.69% |
| Orange | $116,100 | $1,935 | 1.67% |
| Palo Pinto | $115,700 | $1,716 | 1.48% |
| Panola | $117,000 | $1,094 | 0.94% |
| Parker | $236,300 | $4,978 | 2.11% |
| Parmer | $110,000 | $1,587 | 1.44% |
| Pecos | $106,000 | $985 | 0.93% |
| Polk | $125,500 | $1,349 | 1.07% |
| Potter | $97,000 | $1,840 | 1.90% |
| Presidio | $77,200 | $992 | 1.28% |
| Rains | $131,100 | $1,577 | 1.20% |
| Randall | $174,100 | $3,128 | 1.80% |
| Reagan | $98,300 | $1,365 | 1.39% |
| Real | $146,900 | $1,323 | 0.90% |
| Red River | $77,900 | $1,069 | 1.37% |
| Reeves | $91,600 | $885 | 0.97% |
| Refugio | $85,500 | $1,232 | 1.44% |
| Roberts | $134,200 | $1,351 | 1.01% |
| Robertson | $121,600 | $1,290 | 1.06% |
| Rockwall | $283,000 | $6,061 | 2.14% |
| Runnels | $85,200 | $1,355 | 1.59% |
| Rusk | $131,200 | $1,397 | 1.06% |
| Sabine | $99,900 | $983 | 0.98% |
| San Augustine | $75,500 | $596 | 0.79% |
| San Jacinto | $126,700 | $1,538 | 1.21% |
| San Patricio | $129,400 | $2,977 | 2.30% |
| San Saba | $119,400 | $1,385 | 1.16% |
| Schleicher | $80,900 | $941 | 1.16% |
| Scurry | $87,600 | $1,376 | 1.57% |
| Shackelford | $110,000 | $1,634 | 1.49% |
| Shelby | $81,800 | $886 | 1.08% |
| Sherman | $93,900 | $1,708 | 1.82% |
| Smith | $164,200 | $2,550 | 1.55% |
| Somervell | $205,800 | $2,040 | 0.99% |
| Starr | $76,900 | $879 | 1.14% |
| Stephens | $81,300 | $1,249 | 1.54% |
| Sterling | $75,000 | $816 | 1.09% |
| Stonewall | $53,200 | $769 | 1.45% |
| Sutton | $101,000 | $1,748 | 1.73% |
| Swisher | $78,600 | $1,197 | 1.52% |
| Tarrant | $209,600 | $4,736 | 2.26% |
| Taylor | $137,600 | $2,263 | 1.64% |
| Terrell | $81,400 | $1,093 | 1.34% |
| Terry | $78,500 | $1,121 | 1.43% |
| Throckmorton | $58,600 | $871 | 1.49% |
| Titus | $99,900 | $1,487 | 1.49% |
| Tom Green | $149,700 | $2,168 | 1.45% |
| Travis | $347,700 | $6,783 | 1.95% |
| Trinity | $87,500 | $1,044 | 1.19% |
| Tyler | $91,000 | $1,069 | 1.17% |
| Upshur | $153,800 | $1,838 | 1.20% |
| Upton | $78,900 | $925 | 1.17% |
| Uvalde | $103,000 | $1,408 | 1.37% |
| Val Verde | $105,400 | $1,612 | 1.53% |
| Van Zandt | $152,200 | $1,751 | 1.15% |
| Victoria | $152,900 | $2,980 | 1.95% |
| Walker | $160,100 | $2,119 | 1.32% |
| Waller | $222,700 | $3,341 | 1.50% |
| Ward | $98,700 | $397 | 0.40% |
| Washington | $193,000 | $2,669 | 1.38% |
| Webb | $135,000 | $2,982 | 2.21% |
| Wharton | $148,700 | $2,144 | 1.44% |
| Wheeler | $83,600 | $1,297 | 1.55% |
| Wichita | $103,200 | $2,053 | 1.99% |
| Wilbarger | $73,200 | $1,256 | 1.72% |
| Willacy | $62,100 | $1,015 | 1.63% |
| Williamson | $282,700 | $6,507 | 2.30% |
| Wilson | $210,600 | $2,886 | 1.37% |
| Winkler | $82,800 | $921 | 1.11% |
| Wise | $178,200 | $3,074 | 1.73% |
| Wood | $151,400 | $1,672 | 1.10% |
| Yoakum | $152,900 | $1,617 | 1.06% |
| Young | $122,100 | $1,712 | 1.40% |
| Zapata | $88,700 | $912 | 1.03% |
| Zavala | $59,400 | $935 | 1.57% |
Source: SmartAsset
Harris County
Harris County, which includes Houston and its surrounding suburban areas, imposes some of the highest property taxes not only in Texas, but throughout the country. Harris County’s average effective property tax rate is 2.13%, which is much higher than the national average.
This average rate includes all forms of taxes, which includes school district, city, and special district levies. The overall countywide rate being 0.391%. The highest fees, however, are imposed by school districts. The Houston School District rate is approximately 1.037%.
Dallas County
Dallas County’s property tax rates are somewhat lower compared to those in Harris County, yet they are still well over the national average. Dallas County homeowners pay an average of $4,306 in property taxes each year, with an effective rate equal 2.22%. More than half of the tax funds local schools.
Tarrant County
Tarrant County is west of Dallas and includes the municipalities of Fort Worth and Arlington. It has the state’s fifth highest property taxes, with an average effective rate of taxation of 2.26%. That implies that if your property is valued $200,000, you can expect to pay approximately $4,520 in taxes each year.
Fort Worth has higher property taxes than Arlington. Residents in both cities pay the county’s general rate of 0.234%. In Fort Worth, nevertheless, the city rate is 0.748%, while the school district rate equals 1.378%, for a total rate of 2.36%. Arlington’s total rate is lower, at approximately 2.244%.
Where to Go for Texas Property Tax Help
Property taxes must be appropriately estimated in order to prevent overpaying, underpaying, or not paying at all. However, it may be difficult to determine the amount of the deduction, who receives it, and when.
If you need further help with your Texas property taxes or general Texas state tax information, visit XOA TAX Live Service. We will match you with a tax specialist who is familiar with your state. Without having to visit an office, you can have your taxes done by a professional tax specialist.
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